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|If you fail to make payments on an auto loan, the lender may repossess your car. After the repossession, the lender usually sells the car at auction.
More often than not the amount that car is sold for at the auction is less than the amount of the loan. The lender has the option to sue you and obtain a deficiency judgment against you for the difference. Using the example above, the lender would obtain a deficiency judgment against you for $5,000 plus attorneys’ fees and court costs.
If you have a deficiency judgment against you, the lender can enforce judgment through a bank levy, asset seizure or wage garnishment. We can help you negotiate a settlement directly with the lender for something less than the full balance. We do not charge any upfront legal fees for this service. Our fee is based on the amount we save you based off the original balance. In other words if we don’t save you money, you don’t pay us a dime.
3901 Arlington Highlands Blvd., Suite 200
Arlington, TX 76018
2500 E. TC Jester Blvd., Suite 249
Houston, TX 77008
Call (800) 987-4165 to schedule an appointment.
|We are a debt relief agency. We Help people file bankruptcy petitions to obtain relief under the bankruptcy code. The Law offices of Craig Zimmerman is not a credit counseling service and this website is not a solicitation to represent a client in a state we are not licensed to practice law in. This website does not constitute legal advice and should not be relied upon without first speaking to an attorney. All matters require a signed retainer agreement betwen the Law Offices of Craig Zimmerman and the client.|