Finances and the CoronaVirus (COVID-19)

Right now, there is a global pandemic gripping the world.   Everyone is being asked to self-quarantine and social distance in order to stop the spread of the CoronaVirus (COVID-19).  Businesses are laying off mass number of employees.  The amount of work shifts employees are working are being reduced. Retail, service and restaurant workers are being hit the hardest due to restrictions on how many … Read More

Tax Law Changes From 2018

Last year Congress enacted some changes to the tax laws which will affect your 2018 tax return, which is due April 15, 2019.  There are lots of changes and only a knowledgeable tax preparer will fully understand them but here are some of the key changes to note: In the past, the full amount of state and local property, income, and sales tax you paid was deductible.  For many people this was a … Read More

Dealership Tells You Financing Fell Through

The Financing Fell Through (What Do I Do?)   Consider this familiar scenario. You go to buy a car.   You don’t have the cash to pay for the purchase in full.  You ask the dealership to help you find financing so you ask the salesman if the dealership can find financing for your car purchase.  You go into the sales office and the meet with the Finance and Insurance (“F&I”) person at … Read More

Which auto dealers are using military technology to watch your every move?

“It's extremely lucrative for them” said local attorney Doug Scott, who specializes in auto dealer fraud lawsuits. Scott said many contracts consumers sign at small dealerships are set up to fail. They have some common features: big cash-only down payments, bi-weekly or even weekly payments, zero grace period for late payments and topped off with sky-high interest rates. The contract terms … Read More